At Geraci LLP, our legal experts are committed to keeping you informed on the latest rules, regulations, and strategies that impact your lending business. Explore our topics below or use the search bar for specific insights.
Hint: It’s not the regulatory holiday you’re hoping for. The CFPB Is Weakened. So What? Most private lenders think the CFPB’s troubles are someone else’s problem. After all, we make business-purpose loans. We don’t deal with consumers. The CFPB regulates consumer finance, and we’re not
Introduction In a move that could reshape the landscape of consumer financial protection, the Department of Justice (DOJ) under the Trump Administration has declared that the Consumer Financial Protection Bureau (CFPB) cannot legally access new funding from the Federal Reserve due to ongoing losses at
While Women’s Entrepreneurship Day is a day of recognition for the impressive achievements of women entrepreneurs the world over, it is also a day to shine a light on the lesser visible networks of mentors and communities that uplift and empower women in business despite
Every week, Anthony Geraci of Geraci LLP will dissect and create a guide for each state’s private lending laws to be used as the definitive guide for private lenders who lend in California. Anthony Geraci’s depth of experience will guide you through each’s state’s web
Evicting a tenant presents significant challenges for property owners, regardless of their experience level. Understanding California’s strict notice requirements and procedural safeguards is essential for landlords seeking to regain possession of their investment properties while minimizing legal exposure. The eviction process in California requires meticulous
Regardless of what you may have heard from other business entities or what tactics were used to try to market new firms on Google, Geraci LLP is very much open and serving the private lending world as it always has. While the name has stayed
In an era of regional economic divergence and rising regulatory friction across the United States, Texas has emerged as the most stable and strategically compelling jurisdiction for private real estate creditors and investment-driven lending platforms. While states such as California, New York, and Florida struggle
A New Era for Texas Capital Markets On September 30, 2025, the U.S. Securities and Exchange Commission (SEC) officially approved the application of the Texas Stock Exchange (TXSE) to operate as a national securities exchange. This marks the first approval of a new U.S. stock
“Blue Sky Laws” are state-level securities regulations designed to protect investors from fraud and ensure fair dealing in the sale of securities. The term comes from a vivid metaphor: A Kansas judge in the early 1900s described fraudulent investment schemes as having “no more substance
As the private lending industry continues to evolve, strategic partnerships are becoming increasingly common. One of the most effective ways to collaborate while maintaining legal clarity and operational control is through a Joint Venture Agreement (JVA). Whether you’re funding a single loan, launching a development
In July 2005, I graduated from Queen’s University Faculty of Law and entered the most grueling summer of my life—Ontario’s bar admissions course. Back then, the licensing process involved an intense summer of full-time courses and eight exams, one after another. My final exam was
