Introduction In a move that could reshape the landscape of consumer financial protection, the Department of Justice (DOJ) under the Trump Administration has declared that the Consumer Financial Protection Bureau (CFPB) cannot legally access new funding from the Federal Reserve due to ongoing losses at
Every week, Anthony Geraci of Geraci LLP will dissect and create a guide for each state’s private lending laws to be used as the definitive guide for private lenders who lend in California. Anthony Geraci’s depth of experience will guide you through each’s state’s web
Regardless of what you may have heard from other business entities or what tactics were used to try to market new firms on Google, Geraci LLP is very much open and serving the private lending world as it always has. While the name has stayed
In private lending, the strength of your deal is only as good as the documents backing it. Whether you’re originating a bridge loan, funding a fix-and-flip, or managing a construction draw, customized, enforceable loan documents are the cornerstone of your protection and profitability. At Geraci
In a groundbreaking ruling in the cases of Loper Bright Enterprises v. Raimondo and Relentless, Inc. v. Department of Commerce, the U.S. Supreme Court curtailed the authority of federal agencies to interpret the statutes they administer, insisting that judges must independently evaluate unclear laws. This shift
This checklist helps private lenders stay compliant with federal securities laws when raising capital, forming funds, or offering investment opportunities. Note: This is a general checklist. Always consult qualified legal counsel before conducting any securities offering. Step 1: Determine Whether You Are Offering a
For private lenders, obtaining the proper licensing is a crucial step toward legally operating and building a trustworthy lending business. Navigating the complex and varied licensing requirements across states can be overwhelming — but with the right legal partner, you can streamline the process and
Are you a Canadian looking to buy real estate in the United States? You’re not alone — cross-border real estate investments have become increasingly popular. But many Canadian buyers wonder: Can private lenders in the U.S. lend to foreign nationals like me? The short answer
