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On June 30, 2025, California Governor Gavin Newsom signed AB 130 into law, creating immediate and substantial new requirements for lenders foreclosing on subordinate liens
Published: October 2019 Updated for 2025 A persistent misconception haunts California private lending: the belief that market rates determine what lenders may charge, free from
By Anthony Geraci, Esq. | Founder, Geraci LLP Published: October 2022 | Updated: January 2025 Default interest provisions represent one of the most important economic
Executive Summary Even in robust real estate markets, lenders occasionally face scenarios where foreclosure sale proceeds fail to satisfy outstanding loan balances. Whether due to
Executive Summary California mortgage brokers operating under DRE licensure face complex reporting obligations that many firms inadvertently violate. Understanding whether your brokerage triggers threshold or
