Introduction In a move that could reshape the landscape of consumer financial protection, the Department of Justice (DOJ) under the Trump Administration has declared that the Consumer Financial Protection Bureau (CFPB) cannot legally access new funding from the Federal Reserve due to ongoing losses at
Every week, Anthony Geraci of Geraci LLP will dissect and create a guide for each state’s private lending laws to be used as the definitive guide for private lenders who lend in California. Anthony Geraci’s depth of experience will guide you through each’s state’s web
Regardless of what you may have heard from other business entities or what tactics were used to try to market new firms on Google, Geraci LLP is very much open and serving the private lending world as it always has. While the name has stayed
In an era of regional economic divergence and rising regulatory friction across the United States, Texas has emerged as the most stable and strategically compelling jurisdiction for private real estate creditors and investment-driven lending platforms. While states such as California, New York, and Florida struggle
As the private lending industry continues to evolve, strategic partnerships are becoming increasingly common. One of the most effective ways to collaborate while maintaining legal clarity and operational control is through a Joint Venture Agreement (JVA). Whether you’re funding a single loan, launching a development
As a private lender, it’s easy to feel a sense of comfort once your loan is secured by real property. After all, if the borrower defaults, you have remedies, foreclosure, trustee’s sale, or other legal action designed to protect your investment. But have you stopped
In today’s private lending environment, raising capital through mortgage funds, pooled investment vehicles, or note offerings is more common than ever. But whether you’re structuring a Regulation D offering or building a real estate fund, one legal document remains foundational to compliance and investor trust:
While private lenders primarily operate in real estate and business finance, many also raise capital from investors to fund their lending operations. The moment you solicit funds from others — whether through a fund, pooled investment vehicle, or fractional loan interests — federal securities laws
In private lending, the strength of your deal is only as good as the documents backing it. Whether you’re originating a bridge loan, funding a fix-and-flip, or managing a construction draw, customized, enforceable loan documents are the cornerstone of your protection and profitability. At Geraci
