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High interest rates and lending practices in Arizona can raise complex questions. Borrowers and lenders alike worry about whether their contracts comply with state licensing
In a groundbreaking ruling in the cases of Loper Bright Enterprises v. Raimondo and Relentless, Inc. v. Department of Commerce, the U.S. Supreme Court curtailed the
Business purpose loans are nontraditional mortgage loans where a borrower uses loan proceeds for a non-consumer purpose. A non-consumer purpose means any loan in which
We all know construction projects don’t always go as planned. But if you think that lending institutions and brokers aren’t liable when such projects go
New Disclosure And Notification Mandates For Residential Lenders Legislative Overview On September 20, 2024, California enacted AB 2424 (Mortgages, Foreclosure), establishing new foreclosure notice and
For years, private capital markets have favored Rule 506(b) over 506(c) due to one key factor: ease. While 506(c) allowed for general solicitation, it also
The Private Lender’s Ultimate Guide to Usury in California: How to Navigate Usury is one of those legal landmines that most private lenders don’t think
LOS ANGELES, June 10, 2025 – Anthony Geraci, lawyer and founder of the American Association of Private Lenders has officially relaunched Geraci LLP, a new
Published: September 2023 | Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary The 2025 economic landscape presents private lenders with a
Business purpose loans are nontraditional mortgage loans where a borrower uses loan proceeds for a non-consumer purpose. A non-consumer purpose means any loan in which
