Explore our curated collection of articles, videos, podcasts, and more to help you grow and learn.
When talking about collateralization in real estate, the term defines the act of using an asset as collateral to secure a loan. The owner of
Borrower Identification & Verification (KYC / AML) Verify identity using government-issued photo ID (passport, visa, foreign driver’s license). Obtain Social Security Number (SSN) or Individual
Introduction Business purpose loans to individuals secured by residential property represent a niche, yet significant, segment of the private lending market. These loans differ from
Updated: January 2025By Geraci LLP Banking & Finance Team Introduction: Navigating Borrower Defaults Loan defaults occur across all economic cycles and borrower types. Whether triggered
State Filing Required? Filing Deadline Regulatory Authority Notes Alabama Yes Within 15 days of first sale Alabama Securities Commission File Form D + state fee
Updated: January 2025By Geraci LLP Banking & Finance Team Introduction: The Frequently Misunderstood Late Charge Late charges represent one of the most commonly misunderstood—and frequently
Blue sky laws exist at the state-level to protect investors and regulate securities offerings. These laws give state securities regulators the authority to require a
Private lenders are in the business to build wealth. Nonetheless, the higher interest rates associated with private money lending mean lenders must be aware of
Work with a Texas usury compliance attorney to avoid violations, lawsuits, and penalties in commercial and consumer lending.
Get legal help with Texas lending licensing, compliance, and foreclosure issues from an experienced Texas private lending attorney.
