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What a Weakened CFPB Actually Means for Private Lenders

What a Weakened CFPB Actually Means for PrivateLenders

Hint: It’s not the regulatory holiday you’re hoping for. The CFPB Is Weakened. So What? Most private lenders think the CFPB’s troubles are someone else’s problem. After all, we make business-purpose loans. We don’t deal with consumers. The CFPB regulates consumer finance, and we’re not in consumer finance. That logic...

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Navigating Economic Volatility: A Framework for Fund Managers Economic crises arrive without warning. Whether triggered by pandemic, financial market collapse, geopolitical disruption, or natural disaster, ...

Brass scales of justice on dark walnut desk with bankruptcy complications under legal documents, judge's gavel with brass band beside scales.

California’s Senate Bill 1079, codified as Civil Code Section 2924m, fundamentally transformed non-judicial foreclosures on residential properties containing 1-4 units. While the legislation aimed to ...

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Understanding Standard And Extended Coverage To Protect Your Lending Position Introduction To California Title Insurance Standards When underwriting mortgage loans secured by California real estate, ...

Professional lender in business attire reviewing 3088: california tenant loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

Understanding The Historical Context And Current Implications Historical Background: AB 3088 Enactment In August 2020, California enacted AB 3088, formally titled the Tenant, Homeowner, and ...

Understanding New Criminal Liability Standards For Lenders And Brokers Originally published for the California Mortgage Association, this analysis examines AB 3108’s significant impact on mortgage ...

Professional lender in business attire reviewing alta extended title loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

Introduction Title insurance protects lenders against defects in property ownership that could impair their security interest. However, not all title policies provide equal coverage. The ...

AB-130-Compliance-Guide-Hero

Author: Geraci LLP Banking & Finance Team Date: October 2, 2025 Assembly Bill 130 has fundamentally altered the foreclosure landscape for California lenders holding junior ...

Professional lender in business attire reviewing california default interest: loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: October 2022 | Updated: January 2025 Default interest provisions represent one of the most important economic ...

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By Anthony Geraci, Esq. | Founder, Geraci LLP Published: September 2020 | Updated: January 2025 Private lenders and real estate fund managers seeking to scale ...

Professional lender in business attire reviewing personal guaranties: deficiency loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: June 2021 | Updated: January 2025 California’s borrower-protective foreclosure laws create substantial challenges for private lenders ...

Professional lender in business attire reviewing california wildfire forbearance: loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: March 2025 | Last Updated: March 28, 2025 The devastating wildfires that swept through Los Angeles ...

Professional lender in business attire reviewing vendor bankruptcy: strategic loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: November 2021 | Updated: January 2025 Private lenders depend on various third-party vendors and service providers ...