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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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Real estate law documents - Geraci LLP

We all know construction projects don’t always go as planned. But if you think that lending institutions and brokers aren’t liable when such projects go ...

A corporate campus at dusk, with orderly rows of illuminated office windows casting amber light

The compliance playbook for private lending funds has received a major rewrite. With the passage of the One Big Beautiful Act (OBBA), key tax incentives—including ...

Private lending business meeting - Geraci LLP

For years, private capital markets have favored Rule 506(b) over 506(c) due to one key factor: ease. While 506(c) allowed for general solicitation, it also ...

Private lending uncertainty and legal questions - Geraci LLP

The Private Lender’s Ultimate Guide to Usury in California: How to Navigate Usury is one of those legal landmines that most private lenders don’t think ...

Loan Workout Strategies Forbearances Modifications And Deeds In Lieu For Private Lenders - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: March 2021 | Updated: January 2025 Private lenders who originate business-purpose real estate loans inevitably confront ...

Cinematic wide shot of a storm front rolling over a flat American cityscape at golden hour

The tax landscape for private lenders has undergone a significant transformation. With the passage of the One Big Beautiful Bill Act (OBBA), key provisions of ...

Geraci LLP law firm office

Business purpose loans are nontraditional mortgage loans where a borrower uses loan proceeds for a non-consumer purpose. A non-consumer purpose means any loan in which ...

A loan agreement spread to the signature pages borrower, lender, guarantor

Private lending transactions involve more than just a lender handing money to a borrower. A well-structured loan agreement identifies each participant, defines their legal obligations, ...

A broker commission agreement and a bankruptcy filing side by side on a desk the commission

Real estate brokers who find themselves involved in transactions where the property becomes part of a bankruptcy estate face a critical question: Can I still ...

Geraci LLP social media legal content

I’m sure you have wondered if your social media strategy is doing more than just looking pretty and giving your marketing team something to do. ...

SEC compliance checklist for private lenders - Geraci LLP

This checklist helps private lenders stay compliant with federal securities laws when raising capital, forming funds, or offering investment opportunities. Note: This is a general ...

A vendor contract and a Chapter 11 reorganization plan spread on a creditor's desk critical

Managing a lending operation means maintaining relationships with dozens of vendors, borrowers, and service providers. When one of those critical partners files for bankruptcy, the ...