Explore our curated collection of articles, videos, podcasts, and more to help you grow and learn.

Featured

Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

All Blogs

Editorial photograph of a California state map pinned to a wall

California’s mortgage licensing landscape confuses many private lenders entering the market. With two distinct regulatory agencies overseeing lending activities, understanding when each license applies—and how ...

Insurance considerations for private lenders - Geraci LLP

Private lenders are increasingly recognizing that the availability and affordability of property insurance are critical factors in underwriting real estate loans. Difficulties in securing insurance—whether ...

Why a private placement memorandum is essential - Geraci LLP

In today’s private lending environment, raising capital through mortgage funds, pooled investment vehicles, or note offerings is more common than ever. But whether you’re structuring ...

A title policy endorsement stack fanned out on a closing desk ALTA 9, 22, and 28 visible

Title insurance exists to protect mortgage lenders when defects in a property’s title cause financial loss. The 2006 ALTA Loan Policy is the industry benchmark ...

SEC rules private lenders need to know - Geraci LLP

While private lenders primarily operate in real estate and business finance, many also raise capital from investors to fund their lending operations. The moment you ...

A commercial real estate lending portfolio spread deal memos, market cap rate reports

Navigating Uncertainty in Commercial Real Estate Finance Commercial real estate lending operates in an environment shaped by evolving market conditions, shifting tenant behavior, and ongoing ...

Borrower files bankruptcy during foreclosure - Geraci LLP

When a borrower falls behind on mortgage payments, foreclosure proceedings may begin. If a debtor files bankruptcy while the foreclosure process is underway, the automatic ...

Bulletproof your loan documentation - Geraci LLP

In private lending, the strength of your deal is only as good as the documents backing it. Whether you’re originating a bridge loan, funding a ...

A Truth in Lending disclosure spread flat on a compliance desk APR, finance charges

For private lenders operating across multiple states and asset classes, few federal regulations carry as much day-to-day significance as the Truth in Lending Act. Commonly ...

Geraci LLP blog article

In a groundbreaking ruling in the cases of Loper Bright Enterprises v. Raimondo and Relentless, Inc. v. Department of Commerce, the U.S. Supreme Court curtailed the ...

Editorial photograph of a county courthouse steps at dawn, empty and monumental

Many private lenders default to non-judicial foreclosure when a borrower stops paying, viewing it as the faster and cheaper option. While that perception holds true ...

Geraci LLP law firm office

Business purpose loans are nontraditional mortgage loans where a borrower uses loan proceeds for a non-consumer purpose. A non-consumer purpose means any loan in which ...