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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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A fund formation whiteboard photographed in a partner's office gestational capital flow arrows

The Evolution of Capital Sources in Private Lending Private lending has undergone a fundamental transformation over the past decade. What was once a fragmented industry ...

Real estate property investment - Geraci LLP

California lenders, take a breath. A recent ruling, In re Moon, and the resulting passage of SB 1146 may have flown under the radar—but they ...

Legal documents review - Geraci LLP

For years, the once-glamorous REIT structure fell out of favor with private lenders and fund managers. But the landscape has changed—dramatically. Thanks to the passage ...

A cinematic close-up of a broker's ledger entries reflected in the glass of a secured vault door

California Department of Real Estate (DRE) regulations impose strict requirements on how brokers handle client funds and fees. Violations can result in license suspension, fines, ...

REIT law in the United States - Geraci LLP

REITs are companies that own, operate, or finance income-generating real estate. They allow investors to invest in large-scale real estate without directly buying properties.   ...

Geraci LLP blog article

It’s almost impossible to go a single day without hearing about artificial intelligence (AI). From headlines to heated debates, AI is having its “internet moment.” ...

A fix-and-flip property before and after spread the distressed acquisition photo on the left

Why Fix-and-Flip Remains a Top Opportunity for Private Lenders The home rehabilitation sector continues to deliver strong returns for investors and private lenders alike. With ...

Operating agreements vs LP agreements - Geraci LLP

If you’re forming a private mortgage fund or raising capital through a pooled investment vehicle, selecting the right legal structure and drafting a well-constructed Operating ...

Capital Markets Navigation Strategic Contract Negotiation For Private Lenders In 2025 - Geraci LLP

Published: May 2023 | Updated: January 2025 By Geraci LLP Banking & Finance Team Market Overview: The Shifting Landscape The private lending capital markets environment ...

Navigating licensing exemptions and ongoing compliance - Geraci LLP

As private lending continues to grow across the U.S., many lenders are seeking efficient ways to launch or expand their lending operations without falling into ...

A RESPA compliance checklist beside a settlement statement prohibited fee categories

The Real Estate Settlement Procedures Act, commonly referred to as RESPA or its implementing regulation Regulation X, stands as one of the most significant federal ...

Navigating legal differences in private lending - Geraci LLP

Private lending funds have become a popular vehicle for investors seeking higher returns and direct control over their investments. But forming a private lending fund ...