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Missed Your NMLS Renewal? You’re Not Alone

Missed Your NMLS Renewal? You’re Not Alone This morning, I received an email from a client in full panic. They had logged into NMLS and saw: “Failed to Renew.” They were understandably concerned that something may have been missed. Specifically, they wanted to confirm whether their annual report had been...

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Professional lender in business attire reviewing california service process: loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

Published: February 2024 | Updated: January 2025 By Geraci LLP Litigation Team Executive Summary Proper service of process stands as the jurisdictional foundation for every ...

As private lending continues to grow across the U.S., many lenders are seeking efficient ways to launch or expand their lending operations without falling into ...

Professional attorney in charcoal gray suit reviewing usury compliance: strategic compliance documents at modern law office desk, focused on legal paperwork with visible official forms and checklists.

Published: May 2024 | Updated: January 2025 By Geraci LLP Banking & Finance Team Understanding Usury: Balancing Fair Returns with Borrower Protection Usury laws establish ...

Private lending funds have become a popular vehicle for investors seeking higher returns and direct control over their investments. But forming a private lending fund ...

Modern law office environment, close-up on hands and contract, focused on signing action.

Published: March 2024 | Updated: January 2025 By Geraci LLP Corporate & Securities Team Executive Summary Private lenders financing real estate investors through business-purpose loans ...

You already know the mortgage business is one of the most competitive industries in America. With more than 688,000 active mortgage loan originator licenses nationwide, ...

Private lending offers significant opportunities for investors to finance real estate projects, small businesses, and other ventures outside traditional banking channels. However, private lenders must ...

As private lending grows in popularity, so does regulatory scrutiny. Whether you’re a solo hard money lender or managing a multi-state mortgage fund, understanding licensing ...

Professional lender in business attire reviewing capital markets navigation: loan documentation at modern desk, laptop displaying financial data, professional pens and paperwork organized on desk.

Published: May 2023 | Updated: January 2025 By Geraci LLP Banking & Finance Team Market Overview: The Shifting Landscape The private lending capital markets environment ...

Legal Eligibility Foreign nationals have the right to buy real estate in the U.S., and private lenders can lend to them, provided they comply with ...

Private lenders must carefully review the laws of each state they lend in. Licensing, interest limits, disclosures, and foreclosure laws can differ significantly. Non-compliance can ...

As we reach mid-2025, significant changes to the U.S. anti-money laundering (AML) regulatory landscape are taking effect—impacting private lenders, financial institutions, and compliance officers nationwide. ...