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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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California Service Of Process A Comprehensive Legal Guide For Creditors And Lenders In 2025 - Geraci LLP

Published: February 2024 | Updated: January 2025 By Geraci LLP Litigation Team Executive Summary Proper service of process stands as the jurisdictional foundation for every ...

Fund formation across U.S. states for private lenders - Geraci LLP

Private lending funds have become a popular vehicle for investors seeking higher returns and direct control over their investments. But forming a private lending fund ...

FAQs about AML laws in the United States - Geraci LLP

What is Anti-Money Laundering (AML)? AML refers to a set of laws, regulations, and procedures designed to prevent criminals from disguising illegally obtained funds as ...

A late charge calculation worksheet beside a promissory note the grace period circled

Understanding Late Charge Requirements for California Lenders Few provisions in a promissory note generate as much confusion as the late charge. Private lenders frequently request ...

Essential legal insights for private lenders - Geraci LLP

At Geraci LLP, we understand the unique challenges private lenders face in today’s dynamic lending environment. Two critical legal areas that every private lender should ...

Business professionals meeting - Geraci LLP

Private lenders are probably familiar with the Patriot Act, which was implemented in the aftermath of 9/11. However, they may not be aware that this ...

Multistate Lending A Strategic Licensing And Compliance Guide For Private Lenders In 2025 - Geraci LLP

Published: December 2023 | Updated: January 2025 By Geraci LLP Banking & Finance and Corporate Teams Executive Summary Expanding private lending operations across state lines ...

Do foreign investors need a lending license in Florida - Geraci LLP

Florida has become a leading destination for foreign national loans due to the strength of the Florida real estate market. International buyers and foreign investors ...

Legal documents and law firm - Geraci LLP

When talking about collateralization in real estate, the term defines the act of using an asset as collateral to secure a loan. The owner of ...

Offshore Investment In U S Private Lending Tax Securities And Compliance Guide For - Geraci LLP

Published: August 2023 | Updated: January 2025 By Geraci LLP Corporate & Securities Team Executive Summary U.S. real estate and private lending investments attract substantial ...

Compliance guide for private lenders - Geraci LLP

Private lending has become an important financing option outside traditional banks, providing flexible capital solutions to borrowers in real estate, small business, and beyond. However, ...

Checklist for lending to foreign nationals in the U.S. - Geraci LLP

Borrower Identification & Verification (KYC / AML) Verify identity using government-issued photo ID (passport, visa, foreign driver’s license). Obtain Social Security Number (SSN) or Individual ...