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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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Vendor Bankruptcy Strategic Creditor Protection For Private Lenders - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: November 2021 | Updated: January 2025 Private lenders depend on various third-party vendors and service providers ...

Can Canadian buyers get private loans for US real estate - Geraci LLP

Are you a Canadian looking to buy real estate in the United States? You’re not alone — cross-border real estate investments have become increasingly popular. ...

Can a lender foreclose faster in Texas - Geraci LLP

When mortgage payments fall behind, the foreclosure process begins quickly in Texas compared to many other states. Texas law allows lenders to use Non-judicial foreclosure, ...

Lien Subordination A Comprehensive Guide For Private Lenders In 2025 - Geraci LLP

Published: December 2020 | Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary Lien priority determines which creditor gets paid first when ...

Real estate property - Geraci LLP

Introduction Business purpose loans to individuals secured by residential property represent a niche, yet significant, segment of the private lending market. These loans differ from ...

Blue sky filing cheat sheet - Geraci LLP

State Filing Required? Filing Deadline Regulatory Authority Notes Alabama Yes Within 15 days of first sale Alabama Securities Commission File Form D + state fee ...

A California foreclosure timeline spread on a lender's strategy desk trustee sale date circled

⚠️ REQUIRES HUMAN REVIEW BEFORE PUBLICATION ⚠️ Introduction The California foreclosure landscape has undergone significant transformation since the pandemic era, requiring private lenders to adopt ...

Are blue sky filings changing this year - Geraci LLP

Blue sky laws exist at the state-level to protect investors and regulate securities offerings. These laws give state securities regulators the authority to require a ...

Fraud Prevention Strategies For Private Lenders Protecting Your Capital In 2025 - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: March 2020 | Updated: January 2025 Private lending fraud has reached historically elevated levels, creating unprecedented ...

A private lender's portfolio review from spring 2020 modification requests stacked on a desk

The COVID-19 pandemic reshaped the real estate industry in ways that continue to influence lending practices, regulatory frameworks, and risk management strategies in 2025. For ...

Legal documents and research - Geraci LLP

Private lenders are in the business to build wealth. Nonetheless, the higher interest rates associated with private money lending mean lenders must be aware of ...

Mortgage Fund Fundamentals For Private Lenders A 2025 Strategic Guide - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: November 2019 | Updated: January 2025 Private lenders seeking to expand their lending operations face a ...