Explore our curated collection of articles, videos, podcasts, and more to help you grow and learn.
Featured
What a Weakened CFPB Actually Means for PrivateLenders
Hint: It’s not the regulatory holiday you’re hoping for. The CFPB Is Weakened. So What? Most private lenders think the CFPB’s troubles are someone else’s problem. After all, we make business-purpose loans. We don’t deal with consumers. The CFPB regulates consumer finance, and we’re not in consumer finance. That logic...
All Blogs
- Blog
At Geraci LLP, we understand the unique challenges private lenders face in today’s dynamic lending environment. Two critical legal areas that every private lender should ...
- Blog
Published: November 2020 | Updated: January 2025 By Geraci LLP Banking & Finance Team Introduction: Beyond Simple Two-Party Transactions Real estate loan transactions rarely involve ...
- Blog
Florida has become a leading destination for foreign national loans due to the strength of the Florida real estate market. International buyers and foreign investors ...
- Blog
When talking about collateralization in real estate, the term defines the act of using an asset as collateral to secure a loan. The owner of ...
- Blog
Private lending has become an important financing option outside traditional banks, providing flexible capital solutions to borrowers in real estate, small business, and beyond. However, ...
- Blog
Borrower Identification & Verification (KYC / AML) Verify identity using government-issued photo ID (passport, visa, foreign driver’s license). Obtain Social Security Number (SSN) or Individual ...
- Blog
Are you a Canadian looking to buy real estate in the United States? You’re not alone — cross-border real estate investments have become increasingly popular. ...
- Blog
When mortgage payments fall behind, the foreclosure process begins quickly in Texas compared to many other states. Texas law allows lenders to use Non-judicial foreclosure, ...
- Blog
Introduction Business purpose loans to individuals secured by residential property represent a niche, yet significant, segment of the private lending market. These loans differ from ...
- Blog
State Filing Required? Filing Deadline Regulatory Authority Notes Alabama Yes Within 15 days of first sale Alabama Securities Commission File Form D + state fee ...
- Blog
Blue sky laws exist at the state-level to protect investors and regulate securities offerings. These laws give state securities regulators the authority to require a ...
- Blog
Private lenders are in the business to build wealth. Nonetheless, the higher interest rates associated with private money lending mean lenders must be aware of ...