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Utah and Idaho: The Two States That Catch Every Private Lender Off Guard

A Practical Compliance Guide for Business Purpose Lenders Entering the Mountain West A private lender we recently advised had been making business purpose bridge loans on single family investment properties in both Utah and Idaho for the better part of two years without a license in either state. The client...

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A business-purpose certification form beside a borrower financial statement the intent

Private lenders face a wide range of risks, from regulatory compliance challenges to shifting market conditions. One of the most insidious threats, however, comes from ...

Geraci LLP law firm office

New York blue sky laws regulate securities offerings at the state-level, ensuring compliance with both state securities laws and federal securities laws. These laws are ...

An opportunity zone site plan and a bridge loan term sheet side by side on a developer's desk —

Federal Opportunity Zone (OZ) legislation has created a unique intersection between community economic development and private lending that continues to generate deal flow for bridge ...

An aerial drone photograph of a Florida coastal development corridor at golden hour
Experienced Florida private lending lawyers helping lenders stay compliant with state licensing, finance laws, and real estate lending regulations. ...
Geraci LLP law firm office
Experienced Florida usury compliance lawyers ensuring loan agreements meet state interest rate laws and protect lenders and borrowers from violations. ...
A court-appointed receiver's first day inventory a property condition report, a rent roll

When a borrower defaults or mismanages the property securing your loan, waiting for foreclosure to run its course can mean watching the collateral deteriorate in ...

Geraci LLP law firm office

Hard money lending in Florida plays a crucial role in real estate financing for borrowers and investors who need fast access to funds. Unlike institutional ...

Geraci LLP law firm office

Fund formation in Florida involves structuring funds to comply with securities law matters, corporate law, and regulatory compliance obligations. Whether working with hedge funds, venture ...

Geraci LLP law firm office

Florida continues to attract foreign nationals seeking to buy real estate, invest in commercial lending opportunities, or structure complex real estate transactions. Foreign real estate ...

Geraci LLP law firm office

Foreign national lending in New York involves complex financing transactions that require careful navigation of federal, state, and international regulations. Financial institutions, national banks, and ...

Geraci LLP law firm office

The foreclosure process in Florida is a difficult process for many homeowners, especially those who have fallen behind on mortgage payments. Florida law allows lenders ...

An offshore investor subscription packet on a fund manager's desk FATCA certifications

Attracting investment from non-U.S. persons presents significant opportunities for private lending fund managers seeking to diversify their capital base and scale operations. However, offshore capital ...