Explore our curated collection of articles, videos, podcasts, and more to help you grow and learn.
Featured
Utah and Idaho: The Two States That Catch Every Private Lender Off Guard
A Practical Compliance Guide for Business Purpose Lenders Entering the Mountain West A private lender we recently advised had been making business purpose bridge loans on single family investment properties in both Utah and Idaho for the better part of two years without a license in either state. The client...
All Blogs
- Blog
Commercial construction lending occupies a specialized niche within the broader real estate finance market. These loans offer private lenders the potential for higher yields than ...
- Blog
Published: January 2025 By Geraci LLP Executive Summary As the private lending landscape evolves in 2025, access to institutional capital through warehouse facilities has become ...
- Blog
Understanding Table Funding, Correspondent Lending, and Direct Lending Private lenders seeking to scale their operations beyond balance sheet lending frequently explore alternative origination models. Three ...
- Blog
Private lenders who finance fix-and-flip transactions face a unique and often underappreciated risk: when the borrower defaults and walks away mid-project, the lender may end ...
- Blog
The Consumer Financial Protection Bureau (CFPB) has been moving forward with regulations implementing Section 1071 of the Dodd-Frank Act — a development that carries significant ...
- Blog
Executive Summary Even in robust real estate markets, lenders occasionally face scenarios where foreclosure sale proceeds fail to satisfy outstanding loan balances. Whether due to ...
- Blog
Default rates have increased meaningfully across private lending portfolios over recent periods. This shift creates opportunities for lenders willing to pursue distressed debt strategies—acquiring non-performing ...
- Blog
When private lenders finance commercial or residential investment properties, the presence of tenants introduces a series of legal and practical considerations that can dramatically affect ...
- Blog
When a borrower defaults and the collateral securing your loan disappears, slips out of reach, or sits in the borrower’s possession while litigation drags on, ...
- Blog
A lender completes its underwriting, finalizes loan terms, and is days from closing. At counsel’s recommendation, the lender has required a Lender’s ALTA title policy ...
- Blog
Why Proper Modification Documentation Protects Your Investment Loan modifications represent one of the most practical tools available to private lenders when borrower circumstances change or ...
- Blog
The EB-5 Immigrant Investor Program has always carried both significant opportunity and significant risk. For private lenders who participate in EB-5 capital structures — whether ...