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Utah and Idaho: The Two States That Catch Every Private Lender Off Guard

A Practical Compliance Guide for Business Purpose Lenders Entering the Mountain West A private lender we recently advised had been making business purpose bridge loans on single family investment properties in both Utah and Idaho for the better part of two years without a license in either state. The client...

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A close macro shot of a metal embossing stamp pressing into thick cream paper

Brand identity represents one of the most valuable assets any business develops. Your company name, logo, and distinctive marks differentiate your services in crowded markets ...

Real estate and lending - Geraci LLP

So, you decided to become a private lender and that’s about all you’ve got decided. Are you trying to figure out the “perfect setup” to ...

A mechanical watch movement mid-disassembly on a velvet surface

In today’s lending environment, brokers are returning to a model where they broker loans to private investors while retaining servicing rights. This approach creates a ...

Editorial split-frame photograph: on the left, a single residential property with a trust deed

Private lending continues to attract capital from investors seeking asset-backed returns outside the volatility of public markets. As capital flows into this space, the structural ...

Private lending law documents - Geraci LLP

As we navigate the intricate tapestry of the 2023 economic market, lenders worldwide are grappling with the looming specter of a potential recession. With global ...

A distressed commercial property at dusk

When a borrower defaults, the path to recovery is rarely straightforward. Private lenders who approach the recovery process without a clear legal strategy often find ...

Securities Exemptions For Capital Raising A Strategic Guide For Private Lenders And Fund Managers - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: September 2020 | Updated: January 2025 Private lenders and real estate fund managers seeking to scale ...

Cinematic wide shot of a California trust deed auction

Strategic Approaches To Navigating Default Management Understanding Today’s Foreclosure Landscape The lending environment has undergone fundamental transformation. Traditional approaches that mortgage lenders once relied upon ...

A financial district canyon at dawn

Few pieces of legislation generate more confusion in the private lending market than the Dodd-Frank Wall Street Reform and Consumer Protection Act. The phrase “Dodd-Frank ...

The interior of an abandoned California property where someone has clearly been living

For California property owners and the lenders who hold security interests in their properties, the distinction between a squatter and a trespasser is not merely ...

Loan Modifications restructure loans or address borrowers near default. Geraci LLP explains why proper documentation is essential for enforceability and lien priority. ...
Private lending professionals - Geraci LLP

That has been a wild five days since Silicon Valley bank was shut down. By the time I am publishing this article, there have been ...