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Utah and Idaho: The Two States That Catch Every Private Lender Off Guard
A Practical Compliance Guide for Business Purpose Lenders Entering the Mountain West A private lender we recently advised had been making business purpose bridge loans on single family investment properties in both Utah and Idaho for the better part of two years without a license in either state. The client...
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Private lenders are probably familiar with the Patriot Act, which was implemented in the aftermath of 9/11. However, they may not be aware that this ...
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Published: December 2023 | Updated: January 2025 By Geraci LLP Banking & Finance and Corporate Teams Executive Summary Expanding private lending operations across state lines ...
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Florida has become a leading destination for foreign national loans due to the strength of the Florida real estate market. International buyers and foreign investors ...
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When talking about collateralization in real estate, the term defines the act of using an asset as collateral to secure a loan. The owner of ...
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Published: August 2023 | Updated: January 2025 By Geraci LLP Corporate & Securities Team Executive Summary U.S. real estate and private lending investments attract substantial ...
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Private lending has become an important financing option outside traditional banks, providing flexible capital solutions to borrowers in real estate, small business, and beyond. However, ...
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Borrower Identification & Verification (KYC / AML) Verify identity using government-issued photo ID (passport, visa, foreign driver’s license). Obtain Social Security Number (SSN) or Individual ...
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By Anthony Geraci, Esq. | Founder, Geraci LLP Published: November 2021 | Updated: January 2025 Private lenders depend on various third-party vendors and service providers ...
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Are you a Canadian looking to buy real estate in the United States? You’re not alone — cross-border real estate investments have become increasingly popular. ...
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When mortgage payments fall behind, the foreclosure process begins quickly in Texas compared to many other states. Texas law allows lenders to use Non-judicial foreclosure, ...
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Published: December 2020 | Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary Lien priority determines which creditor gets paid first when ...
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Introduction Business purpose loans to individuals secured by residential property represent a niche, yet significant, segment of the private lending market. These loans differ from ...