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Utah and Idaho: The Two States That Catch Every Private Lender Off Guard
A Practical Compliance Guide for Business Purpose Lenders Entering the Mountain West A private lender we recently advised had been making business purpose bridge loans on single family investment properties in both Utah and Idaho for the better part of two years without a license in either state. The client...
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Understanding Rent Control and Its Reach Across the U.S. The American rental market has experienced sustained expansion in recent years, driven by favorable employment conditions ...
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The Consumer Financial Protection Bureau’s implementation of Section 1071 of the Dodd-Frank Act represents a significant regulatory expansion for small business lenders. These new data ...
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Published: October 2019 | Updated for 2025 A persistent misconception haunts California private lending: the belief that market rates determine what lenders may charge, free ...
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The Evolution from Fix-and-Flip to Ground-Up Construction The private lending landscape has transformed dramatically since the 2008 financial crisis. When traditional banks withdrew from real ...
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Updated: January 2025By Geraci LLP Banking & Finance Team Introduction: Navigating Borrower Defaults Loan defaults occur across all economic cycles and borrower types. Whether triggered ...
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The Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, create comprehensive disclosure requirements and substantive protections for consumer credit transactions. For private ...
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Strategic Planning for Private Lender Growth As private lending operations mature, originators must select capital deployment models aligned with business objectives, available resources, and market ...
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Updated: January 2025By Geraci LLP Banking & Finance Team Multifamily commercial real estate continues demonstrating exceptional resilience across economic cycles, making it a cornerstone asset ...
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Updated: January 2025By Geraci LLP Banking & Finance Team Introduction: The Frequently Misunderstood Late Charge Late charges represent one of the most commonly misunderstood—and frequently ...