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Utah and Idaho: The Two States That Catch Every Private Lender Off Guard
A Practical Compliance Guide for Business Purpose Lenders Entering the Mountain West A private lender we recently advised had been making business purpose bridge loans on single family investment properties in both Utah and Idaho for the better part of two years without a license in either state. The client...
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Published: September 2024 | Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary Mezzanine financing occupies the strategic middle ground between senior ...
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The private lending industry has evolved rapidly over the past decade, with firms scaling from small balance sheet lenders into institutional-grade platforms managing billions in ...
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California’s privacy laws have fundamentally reshaped how businesses collect, use, and share personal data. For private lenders, understanding the California Consumer Privacy Act (CCPA) and ...
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Maryland has enacted significant changes to its mortgage licensing framework that every private lender operating in the state must understand. Following the Maryland Appellate Court’s ...
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Economic cycles inevitably bring waves of borrower distress, and private lenders who fail to prepare for the resulting bankruptcy filings risk significant losses to their ...
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Navigating lending rules in Arizona can feel overwhelming. Whether you are starting as a private lender, expanding your business, or facing disputes in court, every ...
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Hard money lending in Arizona plays an important role in real estate transactions and private finance. But lenders and borrowers face strict compliance obligations that, ...
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For private lenders operating in California, loan modifications and forbearance agreements have become a legal minefield following the Ninth Circuit Court of Appeals’ decision in ...
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Starting a fund in Arizona means facing decisions that will shape your business for years. Investors, investment managers, and companies entering the world of hedge ...
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Financing real estate in Arizona can be complicated for foreign nationals. Different laws, banking regulations, and court requirements come into play when lenders, borrowers, and ...
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Private lenders operating across multiple states face an increasingly complex regulatory landscape when it comes to consumer data privacy. Without a unified federal privacy framework, ...