Explore our curated collection of articles, videos, podcasts, and more to help you grow and learn.

Featured

Utah and Idaho: The Two States That Catch Every Private Lender Off Guard

A Practical Compliance Guide for Business Purpose Lenders Entering the Mountain West A private lender we recently advised had been making business purpose bridge loans on single family investment properties in both Utah and Idaho for the better part of two years without a license in either state. The client...

All Blogs

Geraci LLP law firm office
Expert California foreign national lending lawyers helping investors and corporations with loans, compliance, and cross-border transactions. ...
Mezzanine Financing A Comprehensive Guide For Private Lenders In 2025 - Geraci LLP

Published: September 2024 | Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary Mezzanine financing occupies the strategic middle ground between senior ...

A private lending team meeting around a whiteboard org chart on the left

The private lending industry has evolved rapidly over the past decade, with firms scaling from small balance sheet lenders into institutional-grade platforms managing billions in ...

A California privacy compliance checklist spread on a legal desk CCPA and CPRA obligations

California’s privacy laws have fundamentally reshaped how businesses collect, use, and share personal data. For private lenders, understanding the California Consumer Privacy Act (CCPA) and ...

A Maryland mortgage licensing application and the updated statutory requirements side by side on a

Maryland has enacted significant changes to its mortgage licensing framework that every private lender operating in the state must understand. Following the Maryland Appellate Court’s ...

A secured creditor's bankruptcy preparedness binder proof of claim forms

Economic cycles inevitably bring waves of borrower distress, and private lenders who fail to prepare for the resulting bankruptcy filings risk significant losses to their ...

Geraci LLP law firm office

Navigating lending rules in Arizona can feel overwhelming. Whether you are starting as a private lender, expanding your business, or facing disputes in court, every ...

Geraci LLP law firm office

Hard money lending in Arizona plays an important role in real estate transactions and private finance. But lenders and borrowers face strict compliance obligations that, ...

The In re Moon decision spread on a California lender's desk the usury exemption analysis

For private lenders operating in California, loan modifications and forbearance agreements have become a legal minefield following the Ninth Circuit Court of Appeals’ decision in ...

Geraci LLP law firm office

Starting a fund in Arizona means facing decisions that will shape your business for years. Investors, investment managers, and companies entering the world of hedge ...

Geraci LLP law firm office

Financing real estate in Arizona can be complicated for foreign nationals. Different laws, banking regulations, and court requirements come into play when lenders, borrowers, and ...

A multi-state privacy law comparison matrix spread on a compliance analyst's desk —

Private lenders operating across multiple states face an increasingly complex regulatory landscape when it comes to consumer data privacy. Without a unified federal privacy framework, ...