Explore our curated collection of articles, videos, podcasts, and more to help you grow and learn.

Featured

A wide-angle view of a deep concrete drainage channel — clean engineered walls descending sharply — with the suggestion of dark water pooling at the bottom, and a single thin rope line strung across the top as the only safeguard. A metaphor for capital traps in structured fund design, rendered in stark industrial photography with cool overcast light.

Construction Loan Considerations for Private Lenders

Construction lending is among the most complex and risk-intensive product types in the private lending space. From small kitchen renovations to ground-up multifamily developments, construction loans require lenders to navigate title complexities, documentation requirements, draw management, and default protections that are simply absent from standard bridge or term loans. This...

All Blogs

A REIT capital strategy comparison spread mortgage REIT, equity REIT

Since the passage of the Tax Cuts and Jobs Act (TCJA) in 2017, Real Estate Investment Trusts have emerged as a dominant capital structuring tool ...

Geraci LLP law firm office
Experienced California insurance lending lawyers protecting borrowers and lenders in coverage disputes, consumer claims, and financial compliance. ...
Geraci LLP law firm office
Ensure compliance with California hard money lending laws. Geraci LLP helps lenders, brokers, and borrowers avoid penalties and legal risks. ...
A California small business lending disclosure form spread flat on a compliance desk APR

California made legislative history when it became the first state in the nation to require consumer-style lending disclosures for commercial financing transactions. The Small Business ...

Geraci LLP law firm office
California fund formation lawyers guide private equity, venture capital, and hedge funds through compliance, structuring, and investor protection. ...
Geraci LLP law firm office
Expert California foreign national lending lawyers helping investors and corporations with loans, compliance, and cross-border transactions. ...
Mezzanine Financing A Comprehensive Guide For Private Lenders In 2025 - Geraci LLP

Published: September 2024 | Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary Mezzanine financing occupies the strategic middle ground between senior ...

A private lending team meeting around a whiteboard org chart on the left

The private lending industry has evolved rapidly over the past decade, with firms scaling from small balance sheet lenders into institutional-grade platforms managing billions in ...

A California privacy compliance checklist spread on a legal desk CCPA and CPRA obligations

California’s privacy laws have fundamentally reshaped how businesses collect, use, and share personal data. For private lenders, understanding the California Consumer Privacy Act (CCPA) and ...

A Maryland mortgage licensing application and the updated statutory requirements side by side on a

Maryland has enacted significant changes to its mortgage licensing framework that every private lender operating in the state must understand. Following the Maryland Appellate Court’s ...

A secured creditor's bankruptcy preparedness binder proof of claim forms

Economic cycles inevitably bring waves of borrower distress, and private lenders who fail to prepare for the resulting bankruptcy filings risk significant losses to their ...

Geraci LLP law firm office

Navigating lending rules in Arizona can feel overwhelming. Whether you are starting as a private lender, expanding your business, or facing disputes in court, every ...