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Avoiding Marshalling

Cross-Collateralized Lenders May Face Litigation from Junior Lienholders Private lenders with cross-collateralized assets typically have extra security but face a unique challenge: junior lienholders who have no other source of assets from the same creditor can sue to force the lender into focusing on a different collateral or even get...

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Geraci LLP law firm office

Florida’s blue sky laws are designed to regulate securities offerings and protect investors from fraud, Ponzi schemes, and other abusive practices. These laws, rooted in ...

A cannabis lender's due diligence file state license copies, property valuation

The cannabis industry has grown into one of the more interesting financing opportunities in private lending, precisely because the institutional capital that ordinarily competes for ...

AB 130 compliance guide for California lenders - Geraci LLP

Author: Geraci LLP Banking & Finance Team Date: October 2, 2025 Assembly Bill 130 has fundamentally altered the foreclosure landscape for California lenders holding junior ...

Why Aml Compliance Is Critical For Lenders - Geraci LLP

The Regulatory Imperative: Why AML Compliance Isn’t Optional Private real estate lenders face a clear mandate: implement and maintain an anti-money laundering (AML) compliance program ...

Geraci LLP law firm office
California usury lawyers help lenders, brokers, and finance companies comply with interest rate limits and avoid costly lending violations. ...
Geraci LLP law firm office
California private lending lawyers help lenders, brokers, and investors stay compliant with DFPI, CFL, CRMLA, and DRE licensing regulations. ...
A REIT capital strategy comparison spread mortgage REIT, equity REIT

Since the passage of the Tax Cuts and Jobs Act (TCJA) in 2017, Real Estate Investment Trusts have emerged as a dominant capital structuring tool ...

Geraci LLP law firm office
Experienced California insurance lending lawyers protecting borrowers and lenders in coverage disputes, consumer claims, and financial compliance. ...
Geraci LLP law firm office
Ensure compliance with California hard money lending laws. Geraci LLP helps lenders, brokers, and borrowers avoid penalties and legal risks. ...
A California small business lending disclosure form spread flat on a compliance desk APR

California made legislative history when it became the first state in the nation to require consumer-style lending disclosures for commercial financing transactions. The Small Business ...

Geraci LLP law firm office
California fund formation lawyers guide private equity, venture capital, and hedge funds through compliance, structuring, and investor protection. ...
Geraci LLP law firm office
Expert California foreign national lending lawyers helping investors and corporations with loans, compliance, and cross-border transactions. ...