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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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Published: October 2019 Updated for 2025 A persistent misconception haunts California private lending: the belief that market rates determine what lenders may charge, free from ...

A securities exemption selection matrix spread on a capital raise desk Reg D 506(b), 506(c)

For private lenders, fund managers, and real estate sponsors, raising capital is a foundational business activity. But before a single dollar can be solicited from ...

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The private lending industry experienced a tumultuous ride throughout 2022, marked by dramatic interest rate shifts and evolving market dynamics. As the year drew to ...

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Executive Summary Qualified Opportunity Zone (QOZ) projects offer compelling tax benefits for investors willing to deploy capital gains into designated communities. However, the program’s non-recourse ...

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Published: 2021 Updated for 2025 Regulatory Environment The most preventable regulatory violations facing California private lenders stem from a single source: failing to submit required ...

Building A Winning Litigation Strategy When Borrowers Default - Geraci LLP

Published: October 2023 Updated for 2025 Lending Environment When a borrower stops making payments, private lenders face a critical decision point. The difference between recovering ...

Five Critical Mistakes Fund Managers Make And How To Avoid Them - Geraci LLP

Private lending funds provide essential infrastructure for scaling lending operations, but fund management introduces complexities that balance sheet lenders never face. While funds offer powerful ...

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For a private real estate lender, the single most consequential question on a loan file is rarely the interest rate or the LTV. It is ...

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The private lending industry entered a new era on July 4, 2025, when President Trump signed the One Big Beautiful Bill Act (OBBA) into law. ...

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Why Title Insurance Matters for Private Lenders Private lenders face a unique set of risks that institutional banks have entire departments devoted to managing. Among ...

Overhead cinematic shot of a large loan document spread across a wide table

Introduction: Portfolio Liquidity Through Loan Participations Loan participation structures have become essential tools in the private lending ecosystem, enabling originators to manage capital efficiency while ...

A commercial property lobby

Understanding Cash Management Controls in Commercial Lending Commercial mortgage-backed securities (CMBS) transactions have increasingly incorporated rental income lockbox arrangements as a fundamental cash management tool. ...