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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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The AB-1837 text beside an updated California foreclosure compliance checklist new tenant

California’s foreclosure statutes have undergone significant transformation since SB 1079 was enacted in 2020. Assembly Bill 1837, signed into law in September 2022 and effective ...

Portfolio Risk Management For Private Lenders Strategic Loan File Review In 2025s Economic Environment - Geraci LLP

Published: September 2023 | Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary The 2025 economic landscape presents private lenders with a ...

Dramatic painterly illustration of a private fund as a ship navigating a stormy financial sea

REQUIRES HUMAN REVIEW BEFORE PUBLICATION REASON: Original content contained multiple references to former partners (Kevin Kim, Nema Daghbandan). All mentions redacted and rewritten with attribution ...

A California foreclosure injunction motion and a lender's opposition brief spread on a litigation

When a borrower defaults and a lender moves forward with a nonjudicial foreclosure, the legal landscape does not always cooperate. A disturbingly common pattern plays ...

A Regulation D debt fund compliance binder open to the offering document bad actor

Running a private lending fund requires far more than originating quality loans. The moment you raise capital from outside investors, you enter the domain of ...

The Honchariw opinion spread on a California lender's desk the default interest holding

The California appellate decision in Honchariw v. FJM Private Mortgage Fund sent shockwaves through the private lending industry when it was issued in September 2022. ...

Personal Guaranties Essential Deficiency Recovery Tool For California Private Lenders - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: June 2021 | Updated: January 2025 California’s borrower-protective foreclosure laws create substantial challenges for private lenders ...

Ab 2424 California Foreclosure Notice Requirements 2025 - Geraci LLP

New Disclosure And Notification Mandates For Residential Lenders Legislative Overview On September 20, 2024, California enacted AB 2424 (Mortgages, Foreclosure), establishing new foreclosure notice and ...

A cross-collateral loan agreement spread on a desk multiple property descriptions in the

Cross-collateralization is a lending mechanism that gives private lenders significant structural advantages—but it requires careful documentation and a clear understanding of how it affects all ...

A close-up of two weathered hands exchanging a set of property keys across a simple wooden table in

Every private lender claims to be “customer focused” or “relationship-oriented.” These phrases appear in marketing materials, conference presentations, and investor decks with remarkable consistency. Yet ...

A closing table at the critical moment a title exception letter just handed to the lender

Private lending transactions move quickly, and few situations test a lender’s decision-making more than unexpected title exceptions appearing hours before a scheduled closing. Whether the ...

A secured lender's bankruptcy response checklist spread on a desk proof of claim

Most published material about consumer or business bankruptcy is written for the borrower. Far less is written for the secured lender on the other side ...