Explore our curated collection of articles, videos, podcasts, and more to help you grow and learn.

Featured

A wide-angle view of a deep concrete drainage channel — clean engineered walls descending sharply — with the suggestion of dark water pooling at the bottom, and a single thin rope line strung across the top as the only safeguard. A metaphor for capital traps in structured fund design, rendered in stark industrial photography with cool overcast light.

Construction Loan Considerations for Private Lenders

Construction lending is among the most complex and risk-intensive product types in the private lending space. From small kitchen renovations to ground-up multifamily developments, construction loans require lenders to navigate title complexities, documentation requirements, draw management, and default protections that are simply absent from standard bridge or term loans. This...

All Blogs

A cannabis collateral file spread on a lender's desk license copies, property valuation

The cannabis industry continues to present a compelling, if complicated, opportunity for private lenders. As of 2025, 24 states plus the District of Columbia have ...

The In re Moon and SB 1146 texts placed side by side on a California lender's desk —

For private lenders operating in California, few legal developments have generated more compliance questions in recent years than the bankruptcy court decision in In re ...

Supreme Court Bright decision overrules Chevron deference - Geraci LLP

The U.S. Supreme Court’s landmark decision in Loper Bright Enterprises v. Raimondo marks a turning point in administrative law and its ripple effects are already ...

A California post-foreclosure unlawful detainer complaint and a property possession timeline spread

After completing a foreclosure sale, private lenders often discover that the real challenge is just beginning. Former borrowers, holdover tenants, and unauthorized occupants may remain ...

A multi-state licensing compliance matrix business-purpose exemption status by state

One of the most persistent misconceptions in the private lending industry is that business purpose loans secured by residential real estate do not require state ...

An offshore capital raise compliance file FATCA documentation, FinCEN requirements

U.S. real estate continues to attract substantial interest from international investors. Stable property values, attractive yields, and the relative strength of the American economy make ...

Ab 130 Essential Compliance Requirements For California Junior Lie 2 - Geraci LLP

On June 30, 2025, California Governor Gavin Newsom signed AB 130 into law, creating immediate and substantial new requirements for lenders foreclosing on subordinate liens ...

Three sections of a securities compliance review spread on a desk each trap category annotated

Private lending is a debt business, but a meaningful portion of every private lending platform’s regulatory exposure lives in securities law. The moment a lender ...

A dramatic split-screen aerial photograph of two real estate transactions closing simultaneously in

Every real estate loan is secured by a written instrument, but not every instrument creates the same rights, the same remedies, or the same exit ...

Cinematic close-up of a yield curve printed on graph paper

Mortgage brokers operate in a competitive landscape where compensation structures can make or break a deal. One of the most important mechanisms available to brokers ...

Three critical REIT compliance challenges - Geraci LLP

Since gaining prominence in private debt fund structures around 2017, Real Estate Investment Trusts have delivered substantial benefits: approximately 20% tax savings through pass-through treatment, ...

California Ab 238 Wildfire Forbearance Impact Analysis For Private Lenders - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: March 2025 | Last Updated: March 28, 2025 The devastating wildfires that swept through Los Angeles ...