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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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A cannabis collateral file spread on a lender's desk license copies, property valuation

The cannabis industry continues to present a compelling, if complicated, opportunity for private lenders. As of 2025, 24 states plus the District of Columbia have ...

The In re Moon and SB 1146 texts placed side by side on a California lender's desk —

For private lenders operating in California, few legal developments have generated more compliance questions in recent years than the bankruptcy court decision in In re ...

Supreme Court Bright decision overrules Chevron deference - Geraci LLP

The U.S. Supreme Court’s landmark decision in Loper Bright Enterprises v. Raimondo marks a turning point in administrative law and its ripple effects are already ...

A California post-foreclosure unlawful detainer complaint and a property possession timeline spread

After completing a foreclosure sale, private lenders often discover that the real challenge is just beginning. Former borrowers, holdover tenants, and unauthorized occupants may remain ...

A multi-state licensing compliance matrix business-purpose exemption status by state

One of the most persistent misconceptions in the private lending industry is that business purpose loans secured by residential real estate do not require state ...

An offshore capital raise compliance file FATCA documentation, FinCEN requirements

U.S. real estate continues to attract substantial interest from international investors. Stable property values, attractive yields, and the relative strength of the American economy make ...

Ab 130 Essential Compliance Requirements For California Junior Lie 2 - Geraci LLP

On June 30, 2025, California Governor Gavin Newsom signed AB 130 into law, creating immediate and substantial new requirements for lenders foreclosing on subordinate liens ...

Three sections of a securities compliance review spread on a desk each trap category annotated

Private lending is a debt business, but a meaningful portion of every private lending platform’s regulatory exposure lives in securities law. The moment a lender ...

A dramatic split-screen aerial photograph of two real estate transactions closing simultaneously in

Every real estate loan is secured by a written instrument, but not every instrument creates the same rights, the same remedies, or the same exit ...

Cinematic close-up of a yield curve printed on graph paper

Mortgage brokers operate in a competitive landscape where compensation structures can make or break a deal. One of the most important mechanisms available to brokers ...

Three critical REIT compliance challenges - Geraci LLP

Since gaining prominence in private debt fund structures around 2017, Real Estate Investment Trusts have delivered substantial benefits: approximately 20% tax savings through pass-through treatment, ...

California Ab 238 Wildfire Forbearance Impact Analysis For Private Lenders - Geraci LLP

By Anthony Geraci, Esq. | Founder, Geraci LLP Published: March 2025 | Last Updated: March 28, 2025 The devastating wildfires that swept through Los Angeles ...