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Canadian Capital Is Looking South: What It Means for Private Lenders

Over the past year, I have had more conversations than ever with Canadian private lenders asking a deceptively simple question: should we be looking at the United States? Five years ago, that question was relatively uncommon. Today, it comes up constantly—and for good reason....

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Real estate investment property - Geraci LLP

Recessions come and go, and it has been several years since the last one. If you don’t count the COVID-19 pandemic, the most recent recession ...

Painterly editorial illustration of a California Finance Lenders Law compliance manual open on a

California Finance Lenders licensed through the Department of Financial Protection and Innovation (DFPI) operate under a regulatory framework that demands prompt reporting of material changes ...

Portfolio risk management for private lenders - Geraci LLP

Published: September 2023 | Updated: January 2025By Geraci LLP Banking & Finance Team Executive Summary The 2025 economic landscape presents private lenders with a complex ...

A financial leverage model printed on graph paper

Private lending has matured into a sophisticated industry where access to capital often determines competitive advantage. For private lenders and debt fund managers seeking to ...

Cinematic overhead shot of a private lending firm's brand identity system laid out on a concrete

In the competitive private lending landscape, effective marketing isn’t optional—it’s fundamental to business survival and growth. Yet many lenders treat marketing as an afterthought or ...

Cinematic photograph of a California DRE license certificate in a frame on the wall of a mortgage

For California private money brokers, the Department of Real Estate is not a background regulator. The DRE controls licensing, dictates the disclosures every loan must ...

Tenant occupied property lending guide - Geraci LLP

Updated: January 2025 By Geraci LLP Banking & Finance Team Executive Summary Loans secured by income-producing rental properties introduce complex tenant-related legal and operational considerations ...

Reflections On 2020 How Private Lenders Navigated Unprecedented Disruption - Geraci LLP

The year 2020 stands as a watershed moment in private lending history. What began as the most promising start to a decade ended with fundamental ...

A split-composition editorial image: on one side, a glowing software interface displaying

Private lenders face a critical decision when it comes to preparing their loan documents: should they rely on automated loan document software or partner with ...

A CFPB enforcement action database beside a private lending compliance calendar

Hint: It’s not the regulatory holiday you’re hoping for.The CFPB Is Weakened. So What?Most private lenders think the CFPB’s troubles are someone else’s problem. After ...

Editorial close-up of a formal legal notice tacked to the weathered front door of a California

Evicting a tenant presents significant challenges for property owners, regardless of their experience level. Understanding California’s strict notice requirements and procedural safeguards is essential for ...

Overlapping regulatory frameworks rendered as semi-transparent layered grids pressing down on a

The Dodd-Frank Wall Street Reform and Consumer Protection Act fundamentally reshaped mortgage lending regulation following the 2008 financial crisis. While the law primarily targeted institutional ...